Direct answer
In many cases, you cannot simply “send money” from one forex card directly to another as if both cards were connected to the same payment account. Instead, transfers typically require an intermediate step that the card system supports, such as moving the funds to a bank account (or an associated account) and then loading the other forex card.
Because rules differ by issuer and card type, the only reliable way to confirm what is possible for a specific pair of cards is to check the card’s supported transfer and funding methods (for example: bank transfer in, bank transfer out, or other supported payout options).
How it usually works
A forex card is generally a prepaid card linked to a balance held under specific account terms. Moving value from one card to another usually means one of the following, depending on what the issuer supports:
- Card-to-card transfer (if supported): The issuer must provide an internal mechanism that allows one card’s balance to be transferred to another card’s balance.
- Account-based transfer via a payout and reload: Funds are withdrawn or paid out from the first card to a bank account or an associated account, then reloaded onto the second card.
- Bank transfer as the common rail: Even if the source and destination are cards, the supported “bridge” is often a bank transfer, not a direct card payment.
Key term: transfer rails are the underlying payment/payment-like systems that move money. If two cards do not share a rail that supports direct transfers, you typically need an intermediate method.
Example checks you can do
To independently assess your situation without assuming a specific provider’s behavior, check the following for both cards:
- Supported outgoing methods: Does the first card allow a balance to be paid out via bank transfer (or any supported method)?
- Supported incoming methods: Does the second card allow loading funds via bank transfer (or the same bridge method)?
- Transfer limitations: Are there limits by currency, destination type, or required account details (such as matching names or specific account identifiers)?
- Fees and timing: Even for supported methods, there may be processing delays or costs tied to the payout and reload steps.
If the first card only supports spending at merchants and not payout, then a direct path to the second card may not exist. If both cards support payout and reload through the same method, a bank-transfer-style route is often the practical option.
Limitations and uncertainty
This answer is general because card issuers implement different rules for prepaid balances, payouts, and reloads. Without the card terms for the specific cards involved, you cannot confirm that a direct transfer between two forex cards is available.
Also, even when an indirect route is possible (payout then reload), the exact steps, eligibility, limits, and costs depend on the issuer and card configuration, and they can change over time. The safest verification approach is to rely on the cards’ published supported funding and payout methods rather than assumptions about “card-to-card” functionality.